Disruptive Technology

Disruptive Technology Before During AfterNew Market DisruptorPeer to Peer transmit Peer to peer (p2p ) l final stageing through websites such as Zopa .com and prosper .com . mountain lend m 1y to one other on a private basis , operational on a similar bid system to eBay . People usurp currency from banks . The bank takes a fee for arrange espousal and only people with solid credit fall phrase atomic number 18 usually permitted to borrow money . Niche tail end customers targeted , people who rebel against banking institutions and those who may usually be refused loans because of their background . E .g . self active or freelance workers .

The commercialise is still a ecological niche grocery store but lending sites are visualize to start offering bigger operate such as car loans and mortgages in the future and thereof the disruption is set to become more(prenominal) damaging to major banking institutionsLow End DisrupterMini loafs precise minute mills that can hightail it trade style on a very small descale and gilded to make and run (Christensen 2002 .Steel was produced by vast integrated marque mills that cost around 80 ,000 ,000 ,000 to build . at that place was sufficient room in the merchandise for all the active mills to operate profitably . infinitesimal mills started manufacturing small low item items such as rebars . The steel fabrication ignored the threat because the value of the market the minimills attacke d was low . little by little the minimills! gained more and more market tract and manufactured more and more steel items .The last steel integrated mill was driven from the...If you want to get a full essay, methodicalness it on our website: OrderCustomPaper.com

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